Apna hisaab,
WhatsApp par.
Send a shopping list, a payment, an udhaar or a note the way you would tell a person. LekhaJokha files it in the right book and replies with what it saved — an udhaar with a person comes back first as a filled form for you to check — and answers your questions later.
See it work — tap one
- No app to install — just send a message.
- Hinglish, Punjabi or English, in your own words
- Your records stay yours, and one message and a confirm deletes everything
What it keeps, what it answers
Four kinds of record, one conversation
You never choose a category or open a menu. Write it however it comes to you, and LekhaJokha works out what it is. Then ask in the same chat, in the same words you would use out loud.
You write
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"10 kilo aata, 2 litre refined"
Shopping lists
One running list you add to through the day. Tick items off by number or by name as you buy them.
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"bijli ka bill 2340 pay kiya"
Payments
Money that has moved, in or out. Who, how much, what for. If you leave something out, it asks once.
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"Sunny ne 10000 dene hain"
Udhaar and khata
Money that has not moved yet, in either direction, with a last date when you give one.
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"passport March mein expire"
Notes
Anything else worth keeping. A date, an address, a number, a thought you would otherwise lose.
You ask, weeks later
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"August mein kitna kharcha?"
What went out. Spending over any period, how many payments it took, and the largest ones.
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"is mahine kitna aaya?"
In and out. Money received and money paid, kept apart, never added together into one confusing number.
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"Ramesh ka hisaab"
One person's account. Everything between you and someone, including what is still open between you.
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"total udhaar kitna hai"
Today, at a glance. Paid, received, owed to you and what you owe, as four plain totals.
What it does
One chat for the shop, the home and the trip
The same WhatsApp chat keeps your business books and your personal one apart, tracks udhaar both ways, and splits a trip with friends. Tap any of them to see how.
Business and personal books
Your shop's money and your home's, kept apart. Up to nine businesses, each its own book, and every answer for one book or all of them.
Sharma Traders ke liye 5000 cement, aur ghar ka 800 sabzi Learn more →Udhaar and khata
Who owes you, whom you owe, and by when. When the money comes back, one tap closes the udhaar.
Sunny ne 10000 dene hain Learn more →Trips and groups
Split a trip or any shared cost. Friends join free and see who owes whom; you keep the entries.
Ramesh paid 2000 for dinner, split all Learn more →Ask for your hisaab
Totals, a month's spending, one person's account — asked in your own words, worked out from your own records.
Ramesh ka hisaab Learn more →Voice notes and photos
Speak it in Hinglish, Punjabi or English, or photograph the parcha. It reads lists, bills and payment screenshots.
Learn more →Fix it in words, undo in a tap
Every reply shows what was saved — or, for an udhaar with a person, what was read, before you save it. Say what was wrong and it asks before it changes anything — or tap Undo.
dinner 2000 nahi 2500 tha Learn more →Pricing
The number opens very soon
Tell us you want in.
LekhaJokha is being built and tested right now with a small group, on a private number. We will send you the number the day it opens. No form, no waiting list to log into: one email, and a reply from a person.
Your records
LekhaJokha keeps what you send so it can answer you later. It is never sold and never used to advertise to you. Apart from a circle you start, it is shared only with the services that make it work, and every one of them is named in the privacy policy.
Send "delete my data" and confirm once, and everything tied to your number is removed, including saved voice notes and photos.
Full details in the privacy policy and the terms.